iconSmall Business Loans

Business Loans for new start-ups, small business expansion, business help, and green energy. Apply for a business loan today.

$0
Fees

0%
Interest

Loan Amounts
Number of GuarantorsMaximum Loan Amount
00
1$7,500
2$36,000

All borrowers must have at least one qualified guarantor.

Eligibility

  • Applicants must be at least 18 years of age and have a current CA issued ID and Social Security number.
  • ⁠Applicants must have a CA issued ID or driver's license showing permanent residency in Los Angeles, Ventura or Santa Barbara County
  • Applicants must demonstrate a business need 
  • Documentation provided must have a consistent mailing address
  • ⁠Applicants must show ability to repay the loan. Loans are paid back within 36 months and payments begin 30-45 days after receiving funding. 
  • Guarantors are required on each loan
  • A minimum credit score of 600 is required
  • Applicant must be able to provide a recently filed tax return 
  • Applicant must be able to provide one of the following: CA state issued business license, CA state issued sellers permit, or City of Los Angeles Tax Registration certificate.  *Please note pending documents will not be accepted.
  • Applicants cannot be a current Borrower or Guarantor on a JFLA loan
  • Please note, married couples are considered as one applicant or one guarantor

Get the Financing you need with a JFLA Interest Free Small Business Loan

Starting a new business, growing a business or simply keeping the doors open as our economy evolves poses challenges for any business owner. If your small business needs capital, JFLA can help. Your bottom-line matters, we offer a better way for your business to borrow. All JFLA loans can help you save money with 0% interest rates and no fees - ever.

My business needed equipment repairs and the loan allowed me to better manage my cash flow. Thank you JFLA for helping me and my employees. When you help a small business you’re really making a difference. Mike

Why Choose JFLA for Your Small Business Loan?

JFLA is a non-profit organization that helps business owners of all races & religions by offering interest-free loans. We help business owners who are start-ups, expanding, renovating, taking care of their employee salaries, and more such as:

  • Business expansion
  • Rent
  • Salaries and benefits
  • Inventory
  • Marketing expenses
  • Renovations
  • Buy new equipment
  • Other business-related expenses

Get a small business loan online in 5 easy steps

How Can JFLA Offer Interest Free Small Business Loans?

If you are in need of a Small Business Loan to help stabilize your company finances, JFLA can help. Because we are a non-profit organization not a bank; our loans have no fees of any kind and monthly payments that won’t break your budget.

To provide loans like this to the Southern California community, we require at least 1 qualified guarantor for every borrower. Your guarantors must have good credit and steady income. With a single guarantor, up to $7,500 can be borrowed. With two guarantors, the borrowing limit is increased to up to $36,000. To be eligible for a loan, you must be employed; You must be at least 18 years old; You must have a state-issued California ID, or a driver’s license; You must have credit score of 580-680 in order to qualify for a business loan.  Loan request over $10,000 require a credit score of 680 or above. Must not have a current loan with JFLA; And must be a resident in the county of Los Angeles or Ventura. Non-profit organizations are not eligible.

How Can I Get a Small Business Loan with JFLA?

Become on of our success stories and apply today:

Check out the resources below for more information on our loan process:

Relief for your Small Business is Just a Call Away

For 100+ years, Jewish Free Loan Association has helped small business owners get financial support when they needed it most. If your business is in need of financial support and you’re struggling to secure it from conventional lenders, reach out to us today.

Email us at info@jfla.org or call 1-844-JFLA-ORG (1-844-535-2674) to get started.

JFLA Assistant