Bridging the Gap: Why Fertility Loan Funds Still Matter in a Post-IVF Mandate California

Exciting changes are happening in the world of infertility treatment.

With California passing a law that mandates large-group insurance carriers provide IVF coverage starting in July 2025, many hopeful parents may finally have access to the fertility care they need. When I first read about this law, I was ecstatic!

Immediately, though, I wondered about the future of our fertility loan fund. Would it become obsolete? What would happen to it?

As I dug into the details, I realized that while the law is a step forward, it's not a complete solution. There are still significant limitations. Not all employers are required to offer coverage—small businesses and self-insured companies may be exempt. This means many individuals working for small companies or as independent contractors will still be left without fertility benefits.

That’s where Feit 4 KidZ Loan Fund comes in. Our loan fund was created to bridge these very gaps, ensuring that financial barriers don’t prevent someone from starting a family.

At JFLA, we believe in stepping up where help is still desperately needed. And even with this legislative progress, too many families will remain without coverage—whether because of their employer size, insurance type, or other restrictions.

That’s why our loan fund remains as crucial as ever.

New insurance mandates are a victory, but they don’t erase the need for financial assistance. Your continued support ensures no one is left behind.

Together, we can help more families grow—one miracle at a time.

No matter how laws change or benefits evolve, Feit 4 KidZ Loan Fund will be here to help.

I can’t wait to see how the world of infertility treatment and access continues to change in the coming years!

-Emily Feit