Lisa

My relationship with JFLA began almost a year ago when I took over my mom's house. She has advanced dementia, and unfortunately, the house had not been properly maintained during her illness. After moving my mother to a facility with better care, I was able to move myself and daughter out of a small apartment and into my childhood house. When we moved in, we faced issues with a 30-year-old air conditioner that kept breaking down and an equally old roof with significant interior damage from leaks.

As a single mother with an adopted daughter from Guatemala, I was stressed about the financial burden of these repairs, especially after an unexpected car breakdown forced me to buy a new vehicle. I explored many loan options, which was daunting. Thankfully, my niece told me about JFLA and her positive experience with her zero interest, zero-fee student loan.

The application process at JFLA was amazing. The analyst assigned to my case was non-judgmental, caring, and extremely helpful, making the experience much less intimidating. I was granted a loan with zero interest to pay back over five years, allowing me to replace the roof and air conditioner without resorting to loans with high-interest rates.

I can't express enough how grateful I am to JFLA. Our house is now cool during the hot summer, and the new roof provided peace of mind during the rainy winter. I am so thankful to the donors and constantly recommend JFLA to others in need. JFLA truly made a difference during a stressful time.